Accounts - Dillard's Federal Credit Union

DILLARD’S FEDERAL
CREDIT UNION
PO BOX 3335
LITTLE ROCK, AR 72203

info@dillardsfcu.org

Audie Telephone Teller:
(501) 834-5010
1-800-253-6645

Accounts

DFCU Checking

Is designed for our members who like a checking account with all the options. No minimum balance requirement, no monthly service charge, free Debit Card or ATM card, free online account access, Direct Deposit and your first box of checks are free!

Money Market Checking

Is designed for our members who want a little more for their money. Your first box of checks are free, you get a free ATM or Debit Card, free online account access, Direct Deposit, plus you earn dividends when you maintain an average daily balance of at least $2,500.00.

Prime Share Account

Every valued member of Dillard’s Federal Credit Union has a prime share account. Savings in a credit union are called shares (each share equals $5.00). Your prime shares are insured up to $100,000 by NCUA, a U.S. Government Agency. Maintaining a share in the credit union allows you to use any of Dillard’s Federal Credit Union financial services. Our prime share account pays higher dividends than most financial institutions. See Dividend Rates for the most current dividend yields.

Depositing or withdrawing money from a prime share account can be done through payroll deduction, direct deposit, telephone teller, mail, telephone, ATM, or in person.

Club Account

Dillard’s Federal Credit Union offers a Club Account, which is an individualized savings account. This Account is for our members who want to save for specific purposes, such as a vacation, Christmas or college, etc. These accounts can be opened at any time by request.

Individual Retirement Accounts (IRA)

Individual Retirement Accounts are for our members who are looking for ways to save and invest their money for their future and reduce their tax burden at the same time. We offer Traditional and Roth IRA's.

Ask us today for the best way for you to save!

ATM Cards

Our ATM card is there when you need it to complete a variety of transactions – without having to come directly to or call Dillard’s Federal Credit Union. You can check balances, withdraw or transfer funds any time of day, anywhere you see the DASH, Pulse, or Cirrus logo. To apply for your ATM card, call or stop by the credit union to pick up an application today.

Service Fees

Membership	$5.00
ATM Card	$5.00
ATM Withdrawal	$1.00
Excess Withdrawals (per item, after 4/qtr)	$5.00
Dormant (monthly)	$2.00
Bank Wire or Western Union	$10.50
Incoming Wire	No charge
Overnight (Weekday)	$15.00
Overnight (Saturday)	$28.00
Returned Check	$25.00
ACH Returned Item	$25.00
Re-Issue Bank Check (before 10 mailing days)	$5.00
Late Loan Payment Fee (after 15 days)	$25.00
In-house loan refinance	1.5% (of refinanced balance)
Statement copies	No charge
Notary	No charge
VISA Gift Card	$3.50
Skip A Pay	$10.00
Club Accounts (excessive withdrawals)	$10.00
Research Fees (1 hour minimum)	$10.00 per hour

Stop Payment	$25.00
Nonsufficient Funds Item	$25.00
Overdraft - each item paid	$25.00
Overdraft transfer of funds	$2.00 per transaction
Replace lost or stolen debit/ATM Card	$5.00
Check cashing fee (nonmembers)	$5.00
Check cashing fee (nonactive checking account)	2% of face amount $3.00 Min.
Money Market Checking below minimum balance	$15.00 per month
Cashiers Check	$2.00
Returned Mail Fee	$2.00
IRA Closure Fee	$25.00