Loans from Dillard's Federal Credit Union
No matter what your financial need, make Dillard’s Federal Credit Union your first call. Our experienced lending staff can help you determine which loan option is right for you. We can even help you refinance higher-interest loans to make the most of your finances.
Auto, Boat, Motorcycle, RV’s and Motor Home Loans
Finance a new or used car, truck, boat, motorcycle, RV or Motor Home at DFCU and save. Our competitive loan rates are based on your individual credit history, length of employment and other factors. Loan terms up to 78 months are available for new vehicles.
Older Auto Loans
DFCU also offers loans for autos, trucks, vans and RV’s older than 6 model years. Our competitive loan rates are based on your individual credit history, length of employment and other factors. Loan terms up to 36 months are available for older auto loans.
Extended Auto Warranty (Mechanical Repair Coverage)
Protect yourself with a top-notch extended vehicle warranty. Choose a term and deductible to meet your needs. You can finance 100% of the cost with your new or used vehicle loan at DFCU, or add an extended warranty to any vehicle still covered by the manufacturer's warranty.
GAP (Guaranteed Asset Protection)
If your vehicle is stolen, damaged beyond repair, or otherwise declared a total loss, you will still be liable to pay the difference. That’s why DFCU offers GAP coverage, which helps cover the difference between your primary insurer’s settlement and the loan balance on items directly related to the purchase of the vehicle.
Personal Loans
Get the money you need now at a superior rate!
If you need to take care of big-ticket purchases, apply for a low-rate personal loan from Dillard’s Federal Credit Union. Use the money to buy appliances, a new computer, or your dream vacation.
Unlike your credit card, a personal loan gives you the comfort of knowing when your loan will be paid off. You'll also enjoy lower payments and possibly lower your overall interest costs.
Disclosures
- Up to 100% financing is available to qualified members.
- New vehicle loan rate applicable to new vehicles only.
- Rate and term are based upon credit score and model year and are subject to change. 100% financing available.
- ** New and Used Cars: maximum used car loan advance is NADA "Retail Value" .
- ***Older Autos: maximum older auto loan advance is NADA “Loan Value”
- Loan Example: $10,000 at 5.74% APR; 60 monthly payments of approximately $193 each.
- *APR = Annual Percentage Rate. Rates and conditions are determined by the Board of Directors and are subject to change without notice.
- Call or visit DFCU for details. Must provide proof of insurance prior to funding
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