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DILLARD’S FEDERAL
CREDIT UNION PO BOX 3335 LITTLE ROCK, AR 72203 Audie Telephone Teller: |
Notice of Your Financial Privacy Rights We, our, and us, when used in this notice, mean Dillard’s Federal Credit Union. This is our privacy notice for our members. When we use the words “you” and “your” we mean the following types of members:
We will tell you the sources of the information we collect about you. We will tell you what measures we take to secure that information. We will tell you what information we share about you with other entities. We will explain what your rights are, and how you can exercise them. If you share an account relationship with someone else, such as a joint account holder or co-borrower, we suggest that you share this information with such persons to ensure that each of you is aware of our policy and your options. We first define some terms. Nonpublic personal information means information about you that we collect in connection with providing a financial product or service to you. Nonpublic personal information does not include information that is available from public sources, such as telephone directories or government records. Hereafter, we will use the term “information” to mean nonpublic personal information as defined in this section. An affiliate is a company we own or control. A nonaffiliated third party is a person we do not employ or a company that is not an affiliate or ours. This is also known as nonaffiliated third party, or simply, an “other party.” Opt out means a choice you can make to prevent certain sharing of information. We will explain how you can exercise this choice. The Information We Collect We collect information about you from the following sources:
The Confidentiality, Security, and Integrity of Your Information We restrict access to information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards to protect this information. Your Information and Other Parties We may disclose information to other parties. Here are the kinds of information we disclose to these other parties:
You may opt out of the disclosure of the information listed above. State Limitations AL, AK, ID, and VT - We will not share this information about members who reside in Alabama, Alaska, Idaho, or Vermont. MA, MS and NJ - We will not share any information derived from share relationships with us about members who reside in Massachusetts, Mississippi or New Jersey. If you have a loan account or other member relationship in addition to a share account relationship, and you do not want us to share this information about you, you would opt out using a method described below. Types of Other Parties We may disclose information about you to the following types of other parties:
We may also disclose information about you to other parties as permitted by law. Information About Former Members We do not disclose information about former members, except as permitted by law. YOUR RIGHT TO BLOCK THE DISCLOSURE OF YOUR INFORMATION Other Parties. If you do not want us to share your information with other parties, you can block the release of certain information. This is known as your right to “opt out.” Your decision to block the disclosure of your information will apply to information collected from all products and services you receive from us. YOU HAVE THE RIGHT TO CHOOSE In this notice, we have explained our policy about the disclosure of certain information. Other parties. We have explained the kinds of information we may disclose to other parties. We have also explained the kinds of other parties with whom we may disclose the information. If you prefer that we do not disclose information to these other parties, you may opt out of those disclosures, that is, you may direct us not to make those disclosures (other than the disclosures permitted by law). Your decision to block the disclosure of your information will apply to information collected from all products and services you receive from us. If you have obtained on or more products or services jointly, an opt out instruction by any party will be effective for all of that party’s information we have collected and for all information collected in conjunction with the product or service for all other information we have collected about you will be shared, nor will we share information about any other joint party collected in conjunction with product or service. If you with to opt out of the disclosure of your information, you may do so by notifying us in writing at this address: Dillard’s Federal Credit Union
© Dillard's Federal Credit Union. All rights reserved. | Privacy Policy |
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